14 & 14a Sadler Gate, Derby, DE1 3NF

Description

An opportunity to acquire a three storey commercial investment property extending to circa 5,674 sq ft located in the heart of Derby City Centre. Total Current Rent Reserved of £43,000 pa (rising to £49,000 pax in December 2026. An opportunity to acquire a three storey commercial investment property extending to circa 5,674 sq ft

Accommodation / Key Property Details

• Located on the pedestrianised Sadler Gate in the heart of Derby City Centre
• Total Current Rent Reserved of £43,000 pa An opportunity to acquire a three storey commercial investment property extending to circa 5,674 sq ft located in the heart of Derby City Centre. Total Current Rent Reserved of £43,000 pa (rising to £49,000 pax in December 2026.
• Situated in the heart of Derby City Centre
• Located on the pedestrianised Sadler Gate
• Adjacent to a variety of local amenities: shops, restaurants, pubs
• Less than 1 mile from Derby Train Station
• A 5 minute drive from A52, A61 & A601
• Close to Derbion Shopping Centre, Derby Council Hall
• Excellent transport links with bus routes to surrounding areas

Location

14 & 14a Sadler Gate, Derby, DE1 3NF

Tenure

Freehold; verify title, lease terms, rights, covenants, easements and special conditions in the legal pack.

Auction Information

Investment Analysis

Investment Snapshot

Market Comparables

The auction particulars are the primary factual source for this sheet. HB value screens are desktop estimates only. Before bidding, verify recent Land Registry sales or specialist commercial/land transactions matching the same micro-location, tenure, size, condition and use.

Proposed Works

HB desktop allowance: £39,000. Confirm scope through inspection, survey and contractor/QS pricing.

Rental Value

£49,000 pa (source particulars), equivalent to a 15.1% gross yield on the guide price.

Low / Base / High Investment Scenario

BTL Analysis

Source income provides the headline yield above; verify AST/licence, arrears, service charges and management costs.

BRRR Analysis

At the HB base value screen of £395,000, a 75% refinance is approximately £296,250 before lender criteria. Compare against the full project cost, not guide price alone.

Flip Analysis

Base value screen less guide, HB works allowance and buyer premium leaves approximately £29,200 before SDLT, legal, finance, holding, professional, selling costs and tax. This is not net profit.

Maximum Bid Indicator

Deduct works, buyer premium, legal/professional fees, finance, holding, contingency, selling costs and required profit/return from a verified end value. SDLT is buyer-specific and excluded from this desktop screen.

Strategy Recommendation

BTL, BRRR or refurbishment/resale depending on verified rent, end value, survey and legal-pack findings.

Strategy Rating

BTL: ★★★☆☆ | BRRR: ★★★☆☆ | Flip: ★★★☆☆

Key Risks

Legal-pack special conditions and seller fees; Physical condition and valuation/finance risk.

Analysis Confidence

High for facts directly reproduced from the Auction Estates particulars; medium/low for HB desktop works/value assumptions until direct comparable research, inspection, survey, legal-pack review and contractor/QS pricing are completed.