3, Ross Street, WIDNES, Cheshire, WA8 6JX

Description

Freehold mid terrace house

Accommodation

First floor: Three bedrooms, bathroom/wc. Ground floor: Reception room, kitchen. Outside: Rear yard.

Location

The property is located on Ross Street. Shopping amenities are available within Widnes Town Centre with a further range of shops, bars and restaurants found in Liverpool City Centre lying to the west. Public transport links are available at Widnes Train Station located to the north along with a network of local bus services serving the surrounding areas. The property is served by road links including the A557 located to the east and the A562 lying to the south. Recreational pursuits can be found at Victoria Park Widnes located to the north west.

Tenure / Property Information

Investment Analysis

Recent same-street completed sales range from £110,000 to £126,000, including £113,375 at 24 Ross Street on 20 March 2026. The £105,000 guide is below the recent evidence, but the subject property's condition, parking and heating are not confirmed. Base GDV is therefore anchored to the latest comparable, with low and high scenarios based on the supplied comparable range.

Investment Snapshot

Strategy Recommendation

Potential BTL or owner-occupier purchase at a suitably controlled price, subject to inspection, legal-pack review and rent verification. Do not rely on the apparent discount to guide without confirming condition and all auction charges.

Works Required

No specific defects or required works are evidenced. Allow for inspection-led repairs, decoration or other works only after viewing and reviewing the legal pack; no refurbishment budget is assumed.

Rental & Market Context

Sold Comparables

The following completed sales were identified within approximately 5 miles:

Potential BRRR Position

At the base GDV, 75% refinance is approximately £85,031.25. A cash-left-in or equity calculation cannot be established because condition, works costs, total acquisition costs and finance costs are not supplied. BRRR viability therefore requires inspection, legal-pack review and confirmed refinance terms.

Buy-to-Let Analysis

The two advertised asking rents imply £775–£995 pcm, equivalent to approximately 8.86%–11.37% gross yield on the £105,000 guide price before finance, voids, management, maintenance and tax. These are asking rents rather than achieved rents, and no passing tenancy is evidenced. The £1,800 inclusive-of-VAT contract documentation fee is payable in addition to the purchase price.

Flip Analysis

The supplied completed sales support a £110,000–£126,000 value range, with a base of £113,375. A reliable flip surplus cannot be calculated because refurbishment costs, seller completion fees and other disposal costs are not supplied. The £1,800 buyer contract documentation fee must also be considered.

Investor Risks & Due Diligence

• Property condition and required works are not evidenced.

• Rental figures are advertised asking rents, not achieved or passing rents.

• Parking and heating details require confirmation.

• A £1,800 inclusive-of-VAT contract documentation fee is payable by the buyer.

• The seller may charge additional completion fees under the special conditions.

• Occupancy and tenancy status are not supplied.

• Gross yield calculations exclude finance, voids, management, maintenance and tax.

Recommendation

Potential BTL or owner-occupier purchase at a suitably controlled price, subject to inspection, legal-pack review and rent verification. Do not rely on the apparent discount to guide without confirming condition and all auction charges.

Strategy Rating

Analysis Confidence

There are several recent same-street completed sales and two rental asking-rent indications, but property condition, occupancy, parking, heating, refurbishment cost and any seller or finance charges are unconfirmed.