75 Kettering Road, Rothwell, Kettering, Northamptonshire, NN14 6JR

Description

A well-presented three-bedroom end-of-terrace property, offered vacant and with no onward chain, providing an attractive opportunity for investors and owner-occupiers alike. Estimated rental income of approximately £1,200 pcm / £14,400 per annum, equating to an estimated 11% gross yield at the guide price. The property is presented in good, ready-to-let condition and is situated in a convenient Rothwell location with good access to local amenities and nearby main road and bypass connections, making it well placed for Kettering and the surrounding area.

Accommodation

Entrance hall, lounge, spacious kitchen/dining room with small utility area, three first-floor bedrooms and a refitted family bathroom. The property also has a front garden and a larger enclosed rear garden.

Location

Situated in a convenient Rothwell location with good access to local amenities and nearby main road and bypass connections, making it well placed for Kettering and the surrounding area.

Tenure / Property Information

Investment Analysis

The closest and most recent evidence is 55 Kettering Road, which sold for £128,600 in March 2026. Other same-road sales range from £120,000 to £175,000, although they differ in date and property details. Given the subject's stated good, ready-to-let condition, a base GDV of £128,600 is used, with a cautious £120,000 low case and £175,000 high case based on the supplied comparables.

Investment Snapshot

Strategy Recommendation

Best suited to a straightforward buy-to-let, subject to verifying the rent, condition and full auction costs. The guide price is close to the latest supplied comparable, so bidding discipline is important.

Works Required

No refurbishment works are specifically identified. The property is described as well presented, good and ready to let, with a refitted bathroom. Allowance is therefore £nil for identified works, subject to inspection and legal review.

Rental & Market Context

Sold Comparables

The following completed sales were identified within approximately 5 miles:

Potential BRRR Position

Using the £128,600 base GDV, 75% refinance is approximately £96,450. Against the £128,240 guide-price acquisition cost including known charges and the nil identified works allowance, indicative cash left in is approximately £31,790 before finance, tax and other costs. The limited GDV uplift means this is not a strong cash-out refinance case at the guide.

Buy-to-Let Analysis

At the £125,000 guide, the supplied £1,200 pcm advertised rent produces £14,400 annually and an estimated gross yield of 11.52%. Including the known £3,240 inc VAT buyer and admin charges, the gross yield is approximately 11.23% on the stated base cost of £128,240. This excludes finance, maintenance, voids, management, insurance, tax and any additional auction costs.

Flip Analysis

The base GDV of £128,600 is only £360 above the guide-price acquisition cost including known buyer/admin charges, before selling costs, finance, tax and any additional auction charges. A reliable flip surplus cannot be calculated because no supported selling-cost allowance has been supplied.

Investor Risks & Due Diligence

• The £1,200 pcm figure is an advertised asking rent and is not confirmed achieved rent or passing rent.

• Additional search, seller-cost reimbursement, legal and transfer fees may become payable but are not quantified.

• The latest comparable sold for £128,600, leaving limited apparent margin at the £125,000 guide after known charges.

• No finance, maintenance, void, management, insurance or tax costs are included in the yield calculations.

• The high GDV scenario relies on an older £175,000 same-road comparable with differing date and unspecified property details.

• A physical inspection is still required despite the stated good, ready-to-let condition.

Recommendation

Best suited to a straightforward buy-to-let, subject to verifying the rent, condition and full auction costs. The guide price is close to the latest supplied comparable, so bidding discipline is important.

Strategy Rating

Analysis Confidence

There is a direct recent same-road sold comparable, a specific advertised rent and clear auction charges. Confidence is reduced because property size, detailed condition, additional fees, operating costs and achieved rental evidence are not supplied.