Flat 4, 101 Church Road, Richmond, Surrey, TW10 6LU

Description

A four bedroom split level flat of approximately 1,213 sq ft, presented in reasonable decorative order. Forming part of a semi-detached building. Benefits from a garage and allocated parking space. Conveniently located for transport links and the amenities of Richmond.

Accommodation

Second Floor: Reception Room, Three Bedrooms, Kitchen, Bathroom/WC. Third Floor: Bedroom.

Location

Located near to the junction of Church Road and Royston Road. The popular bars, cafes and restaurants are easily accessible. Richmond Park provides an extensive range of recreational amenities. Transport: Underground - Richmond (District Line); National Rail - Richmond; Overground - Richmond.

Tenure / Property Information

Investment Analysis

The supplied completed sales on Church Road range from £485,000 to £550,000. The most recent comparable, 95 Church Road, sold for £485,000 on 26 June 2026, while 91 Church Road sold for £525,000 on 10 October 2025. The subject is a larger four-bedroom, approximately 1,213 sq ft flat with a garage, allocated parking and a new 125-year lease, but the comparable sizes, accommodation and parking are not supplied. A base GDV of £525,000 is therefore used as an evidence-based estimate, with £485,000 low and £550,000 high scenarios. The guide leaves only limited apparent headroom before buyer fees, VAT if applicable, works and selling costs.

Investment Snapshot

Strategy Recommendation

Proceed only if due diligence confirms the new lease, title, parking and actual condition, and if the purchase price is materially below the guide. At £500,000, the evidenced margin is too thin for a clear flip or BRRR strategy; rental viability also remains unproven.

Works Required

The flat is described as being in reasonable decorative order and no specific defects or required works are evidenced. Allow for inspection, legal review of the new lease, and only any minor works confirmed by survey; no refurbishment allowance can be supported from the supplied evidence.

Rental & Market Context

Sold Comparables

The following completed sales were identified within approximately 5 miles:

Potential BRRR Position

At the £500,000 guide, the base GDV estimate of £525,000 provides limited gross margin before buyer fees, VAT if applicable, lease-related costs, works, finance and resale costs. A 75% refinance against the base GDV equates to £393,750, but total project cost and cash left in cannot be calculated because works and transaction costs are unsupported.

Buy-to-Let Analysis

A BTL assessment cannot be established. The only supplied rental evidence is a £450 pcm advertised asking rent for studios in Richmond, which is not an appropriate evidenced rent for this four-bedroom flat. No service charge, ground rent, council tax, EPC, finance costs or buyer fees are supplied.

Flip Analysis

A guide-price purchase against the £525,000 base GDV suggests only £25,000 of gross headroom before buyer fees, VAT if applicable, works, finance and selling costs. The low £485,000 scenario is below the guide, while the high £550,000 scenario is not sufficiently supported by a recent comparable. A net flip surplus cannot be established.

Investor Risks & Due Diligence

• Recent local evidence includes a £485,000 sale, below the £500,000 guide.

• The comparable properties' sizes, bedroom counts, condition and parking arrangements are not supplied.

• Buyer fees, VAT, seller charges and other transaction costs are unspecified.

• No supported rent is available for this four-bedroom flat.

• No refurbishment budget can be established from the description.

• The new 125-year lease and its full terms require legal confirmation.

• Service charge, ground rent, EPC and council tax details are not supplied.

Recommendation

Proceed only if due diligence confirms the new lease, title, parking and actual condition, and if the purchase price is materially below the guide. At £500,000, the evidenced margin is too thin for a clear flip or BRRR strategy; rental viability also remains unproven.

Strategy Rating

Analysis Confidence

There are several local completed sales and clear property details, but comparable sizes and condition are absent, while rent, works, buyer fees, VAT, service charge, ground rent and other project costs are unsupported.