Former Ardnamurchan Church, Kilchoan, Acharacle, PH36 4LH

Description

The former Ardnamurchan Parish Church is a B listed building, located in the Ardnamurchan peninsula village of Kilchoan on the west coast of Scotland. The Church is located in the middle of the village and is set in naturally lawned grounds of around 0.4 acres. The church is in need of significant renovation, but offers great opportunity to undertake a refurbishment or redevelopment to a variety of uses, subject to planning consent. Potential alternative uses could include holiday accommodation or a large private home. The accommodation currently comprises an entrance vestibule, nave with original pulpit and some pews, cloakroom, and upper gallery areas.

Accommodation

Approximate site area of 0.40 acres. Total net internal floor area around 286 sq m (3,078 sqft), including the first floor galleries, which are understood to be structurally compromised at present. Current accommodation comprises an entrance vestibule, nave with original pulpit and some pews, cloakroom, and upper gallery areas.

Location

Kilchoan is a small crofting village on the Ardnamurchan peninsula, approximately 53 miles west of Fort William, with a ferry link to Tobermory on the Isle of Mull. The property has views to Kilchoan Bay and the Isle of Mull and is located near Sanna Bay and local leisure activities.

Tenure / Property Information

Investment Analysis

The £125,000 guide is the only supplied price evidence and is not a formal valuation. No completed comparables, rental evidence, refurbishment budget or consented end use are provided. Market value and GDV therefore cannot be reliably estimated. The building has potential for refurbishment or redevelopment, but alternative uses are subject to planning consent and the first-floor galleries are understood to be structurally compromised.

Investment Snapshot

Strategy Recommendation

Treat as a planning-led, specialist redevelopment opportunity rather than an immediately underwritable BTL. Proceed only after listed-building, structural, planning, cost and resale due diligence; otherwise avoid bidding on the available evidence.

Works Required

Significant renovation is indicated. Works should include professional assessment of the structurally compromised first-floor galleries, repair and conservation appropriate to the Grade B listing, refurbishment of the existing accommodation, and investigation of services and any proposed conversion. Any change to holiday accommodation or private residential use requires planning consent and may require listed-building consent.

Rental & Market Context

Potential BRRR Position

A BRRR appraisal cannot be quantified. Refurbishment costs, consented end use, achievable rent, GDV and refinance value are all unsupported. The Grade B listing and structurally compromised galleries create material pre-purchase due-diligence requirements.

Buy-to-Let Analysis

A BTL appraisal cannot be established because no sufficiently specific rental evidence or auctioneer rent estimate is supplied. The current building is a former church rather than an established residential letting, and any residential or holiday use is subject to planning consent. Significant renovation is also identified.

Flip Analysis

A flip appraisal cannot be quantified because there are no completed comparables, supported GDV, refurbishment costs, selling allowance or confirmed planning outcome. The opportunity depends on securing an acceptable use and completing significant renovation of a listed building.

Investor Risks & Due Diligence

• Grade B listed status may constrain alterations and require listed-building consent.

• The first-floor galleries are understood to be structurally compromised.

• The building needs significant renovation, but no cost estimate is supplied.

• Alternative residential or holiday accommodation uses are only potential uses and are subject to planning consent.

• No supported rental evidence or established residential use is provided.

• The remote peninsula location may affect demand and resale liquidity.

• Buyer fees, VAT and possible seller charges are not quantified in the supplied evidence.

Recommendation

Treat as a planning-led, specialist redevelopment opportunity rather than an immediately underwritable BTL. Proceed only after listed-building, structural, planning, cost and resale due diligence; otherwise avoid bidding on the available evidence.

Strategy Rating

Analysis Confidence

Only the guide price, physical description and broad renovation requirement are supplied. There are no sales comparables, rental evidence, refurbishment costs, planning position, GDV evidence or quantified buyer and seller charges.