The UK housing market is at an inflection point, which means mixed signals for buyers and sellers. Inflation has fallen quickly and sent the cheapest mortgage rates below 4.0 per cent - but Knight Frank is warning investors that some housing market data has been slow to catch up.

UK Finance says there were 93,680 homeowner mortgages in arrears of 2.5 per cent or more of the outstanding balance in the fourth quarter of 2023. This is 7.0 per cent greater than in the previous quarter.

The government has done a U-turn on its original policy to relax HMO regulations on private rental properties used by asylum seekers.

Falling house prices and big mortgages – three major risks

Pressure is ramping up on Chancellor Jeremy Hunt to cut stamp duty at next month’s Budget on March 6.

A property analyst has taken the long view and produced an optimistic snapshot of the current housing market for investors.

A new analysis of the top 30 holiday hotspots across England has tried to quantify the premium for homes on sale.

Just under half of mortgage brokers expect to place more limited company buy-to-let business throughout the next 12 months, Paragon Bank research shows.

Analysis of £1m-plus sales by property consultancy TwentyCi, analysed by estate agency Savills, suggests that London locations continue to dominate the seven-figure property landscape.

A majority of Buy to Let landlords have been focused on growing property portfolios in the last 12 months, and not selling up.

An estate agency has analysed the latest sold price data from the Land Registry looking at the best performing markets when it comes to the annual rate of house price growth, as well as those to have seen the highest average monthly rate of growth over the last quarter.

An international off-plan property consultancy says it’s overseen a record 400-plus units launched in recent months.

New research from Aldermore suggests that some 55 per cent of prospective first time buyers are currently seeking to raise a larger deposit than initially intended due to recent changes in the property market.

Data from London property data consultancy LonRes suggests supply in prime areas of the capital is improving and so rental growth is slowing.

New research shows that the West Midlands has been the best performing housing market since the Bank of England started to raise interest rates in 2021, based on seasonally adjusted rates of house price growth.

Last year a record 50,004 limited buy to let companies were set up across the UK surpassing 2022’s previous record of 48,540 by three per cent.

An expert has shared his eight steps to help boost chances of securing capital growth when investing in property this year.

Banks are reporting that default rates increased in the final quarter of 2023, albeit more slowly than the quarter before - but there are fears the situation could worsen.

The government is considering allowing renters to buy their first homes with just one per cent deposits, according to press reports over the weekend.

Chancellor Jeremy Hunt is reported to be considering introducing 99% loan-to-value mortgages as part of a housing strategy to help young people and first-time buyers get on the property ladder.