Clifton Cottage, Main Road, Stafford, Staffordshire, ST17 0XE

Description

Freehold end of terrace house. Purchasers are advised the property is sold subject to an adverse possession claim over a plot of land. Please refer to the legal documentation for further information.

Accommodation

First floor: Three bedrooms, shower room/wc. Ground floor: Two reception rooms, kitchen, cloakroom/wc. Outside: Garden, drive, garage.

Location

The property is located on Main Road. Colwich provides village amenities with a further range of shops, bars and restaurants found within Rugeley Town Centre lying to the south east. Public transport links are provided by a network of local bus services serving the surrounding areas. The property is served by road links including the A51 located to the east and the A513 lying to the south. Recreational pursuits can be found locally.

Tenure / Property Information

Investment Analysis

The supplied comparable sales are all historic, dated 2000–2016, and do not provide a reliable current market-value range. The £169,000 guide is not evidence of completed market value. A current GDV cannot be supported from the available evidence, particularly given the EPC G rating, unknown heating, unspecified condition and adverse possession claim affecting land.

Investment Snapshot

Strategy Recommendation

Proceed only after reviewing the special conditions, adverse possession documentation, EPC recommendations, heating details and a full inspection. On the supplied evidence, do not bid on a refurbishment or flip basis; the property is better treated as a cautious owner-occupier or BTL appraisal subject to legal and condition verification.

Works Required

No specific repair works can be evidenced from the description. The EPC G rating warrants an energy-efficiency and heating review, but the scope and cost cannot be estimated without the EPC recommendations, inspection and heating details. The adverse possession documentation must also be reviewed.

Rental & Market Context

Sold Comparables

The following completed sales were identified within approximately 5 miles:

Potential BRRR Position

A BRRR assessment cannot be completed because current GDV, refurbishment cost and refinance value are unsupported. The known purchase price plus the £1,800 buyer fee is already £170,800 before any works or seller charges. The adverse possession claim and EPC G rating add due-diligence and potential funding risk.

Buy-to-Let Analysis

The only rental evidence is a £900 pcm advertised asking rent for a three-bedroom Stafford property, giving annual advertised rent of £10,800. Against the £169,000 guide, this equates to approximately 6.39% gross yield, before the £1,800 buyer fee, any seller fees, finance, maintenance, compliance and unquantified works. This is an asking rent rather than achieved rent, so the sustainable BTL yield cannot be confirmed.

Flip Analysis

A flip surplus cannot be calculated. The available sales evidence is historic and no supported current GDV, refurbishment budget or selling-cost allowance is provided. Any resale appraisal would be speculative until current comparables, condition and the legal position of the affected land are established.

Investor Risks & Due Diligence

• Adverse possession claim over a plot of land; legal effect and ownership position are not supplied.

• EPC rating G, with heating details unavailable and potential energy-efficiency expenditure unquantified.

• Property condition and refurbishment requirements are not described.

• The £900 pcm figure is an advertised asking rent, not an achieved or passing rent.

• Seller fees may be payable on completion but are not quantified.

• Historic comparable sales do not support a reliable current GDV.

Recommendation

Proceed only after reviewing the special conditions, adverse possession documentation, EPC recommendations, heating details and a full inspection. On the supplied evidence, do not bid on a refurbishment or flip basis; the property is better treated as a cautious owner-occupier or BTL appraisal subject to legal and condition verification.

Strategy Rating

Analysis Confidence

Property type, tenure, guide, buyer fee and one advertised rent are available, but current comparable evidence, condition, heating, refurbishment costs, GDV, seller fees and legal documentation are absent.